Banking rails via Column — entities, ledgers, routable account numbers, and money movement over book and ACH. Served by the pointskash-api-facade, not by this service.
Testing: the money-path operations run against the facade’s in-memory
stub. The rest return 501 NOT_IMPLEMENTED_IN_STUB until the facade is given a
Column sandbox key (COLUMN_MODE=live + COLUMN_API_KEY). Check
/health
to see which provider is actually wired.